On the Spot Financing Approval

On-The-Spot (OTS) loan approval, or loan decisions, are based on

1.) the type of loan request (Operating, IT, Real Estate, and Home)

2.) character and credit bureau

3.) collateral margin or down payment

OTS loans allow you and your loan officer to get your loan approved, or pre-approved, quickly.  Subject to conditions including financial and earning information, collateral or appraisal evaluations, and loan closing requirements.


Upon qualification, On-The-Spot Loans are available up to:

            $100,000         for Operating and Intermediate-Term Loans

            $200,000         for Farm Real Estate Loans

            $250,000         for Home/ Part-time Farms with W-2 income/monthly payments


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